The GMAC Commercial Credit Line
Hassle-free credit whenever you need it
Looking for a convenient and simple way to finance your fleet of business use vehicles? How about freeing up your company's working capital while you're at it? With a GMAC Commercial Credit Line, qualified businesses enjoy the flexibility of purchase financing or leasing additional company vehicles quickly and easily and you'll be able to preserve your bank credit lines for other business needs. Whether your company needs 5 vehicles or 50, GMAC can design a financing program that's right for you. The entire credit approval process typically takes less than 2 business days.
GMAC financing is available right at your GM Dealership and offers competitive rates with flexible terms. If your business is seasonal, say a garden centre or a ski resort, you can even take advantage of our Custom Payment Plan (not available in Quebec) which allows you to schedule your vehicle payments in varying amounts throughout the year.
Once approved, your GMAC Commercial Credit Line can be used to purchase or lease any passenger car, light or medium duty truck sold by a GM Dealer/Retailer.*
You only need to complete the credit application process once** and from then on you just "sign and drive". With a GMAC Commercial Credit Line, you'll have more time to do what you do best - run your company.
You can apply three ways:
- Online
- Download a pdf form and fax or mail it in
- Have your local GM Dealer/Retailer submit it on your behalf.
Please read the commercial financing Frequently Asked Questions .
* GMAC reserves the right to review each transaction based on its normal approval guidelines.
** The term for your approved credit line is for one year. GMAC will perform periodic reviews of your financial status to ensure continued credit line eligibility. The criteria vary from business to business (consult your GM Dealer/Retailer for your specific requirements).